Terms of Service

Effective Date: August 1, 2026

1. Acceptance of Terms

By accessing and using Calcora.com ("the Website" or "Calcora"), you accept and agree to be bound by the terms and provision of this agreement. In addition, when using this Website's particular services, you shall be subject to any posted guidelines or rules applicable to such services. Any participation in this service will constitute acceptance of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Use of Website

Calcora provides a variety of online calculators and related educational content. You agree to use the Website only for lawful purposes. You agree not to take any action that might compromise the security of the Website, render the Website inaccessible to others, or otherwise cause damage to the Website or its content.

3. Calculator Accuracy Disclaimer

The calculators and tools provided on Calcora are for informational and educational purposes only. While we strive to ensure the formulas and algorithms used are accurate and up-to-date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.

Any reliance you place on such information is therefore strictly at your own risk. You should independently verify all calculations, especially those concerning financial, legal, tax, or medical matters.

4. No Professional Advice

The content on Calcora does not constitute professional advice. We are not financial advisors, tax professionals, lawyers, or medical professionals. The results generated by our calculators should not be used as a substitute for professional consultation. Always seek the advice of a qualified professional before making any financial, legal, or health-related decisions.

5. Intellectual Property

The Website and its original content, features, and functionality are owned by Calcora and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. You may not modify, reproduce, distribute, create derivative works or adaptations of, publicly display or in any way exploit any of the content, in whole or in part, except as expressly authorized by us.

6. Acceptable Use

You are strictly prohibited from using the Website or its calculators to:

• Engage in any automated scraping, data mining, or extraction of our data or algorithms.
• Reverse engineer the underlying code of our calculators.
• Use the tools for any illegal or unauthorized purpose.

7. Limitations of Liability

In no event shall Calcora, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Website; (ii) any conduct or content of any third party on the Website; (iii) any content obtained from the Website; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage.

8. External Links

Our Website may contain links to third-party web sites or services that are not owned or controlled by Calcora. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that Calcora shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services.

9. Termination

We may terminate or suspend access to our Website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

10. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Website after those revisions become effective, you agree to be bound by the revised terms.

11. Governing Law

These Terms shall be governed and construed in accordance with the laws of [Your State/Country Placeholder], without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

12. Contact Information

If you have any questions about these Terms, please review our Privacy Policy or contact us at:

Email: calcorateam@gmail.com